Estate Planning- Are your Affairs in Order?
Life can take unexpected twists and turns, with just the latest example being the death of Prince, who inexplicably died with no will and no plan. One moment you can see the road ahead, and then in a blink of an eye the unexpected can change your entire future. "Estate Planning- Are Your Affairs in Order" addresses real-life examples proving just how quickly a person's future can change when unforeseen changes in health and circumstance take hold of their life. This show will explore the two ways that you can move forward when the unthought-of becomes reality. The first road, travels into uncharted territory: everything you stand to lose, and the disorder that can ensue if your affairs are left undetermined, Or the second road is traveled with a well-defined road map: showing you what you stand to gain, and how you can protect both your assets and your family when you have a well-organized estate plan in place... "Estate Planning- Are Your Affairs in Order" will give you a clear vision to plan your future. | Jun 04, 2016
Can You Handle the Truth?
Back by popular demand special guest Former US Comptroller General and head of the Government Accountability Office David Walker creates an spectacular discussion of American politics and its impact on our economic future. Listen as he provides his insight into the true state of our nations financies, the truth about social security and what needs to be done to put our nation's finances back in order. Learn what has put our nation in peril, and what each of us must do to right the ship and save America for our children and grandchildren.
The author of “Comeback America Turning the Country Around and Restoring Fiscal Responsibility” and Founder and CEO of Comeback America Initiative, Mr. Walker served over nine years as the seventh Comptroller General of the United States and Head of the U.S. Government Accountability Office (GAO) until March 12, 2008. During his tenure as Comptroller General, he led a major transformation effort to improve the visibility, viability and performance of the GAO. As Comptroller General, Mr. Walker was also an outspoken and non-partisan advocate for addressing the major fiscal and other national sustainability and government transformation challenges facing the United States. | May 28, 2016
Insurance Planning for Disability and Chronic Care
May is Disability Income Insurance Awareness Month.
How long could you pay your bills if you got sick or hurt and couldn’t work for an extended period of time?How long could you pay for care at home at $20 (+/-) per hour, even if just for a few hours a day, if you needed help with everyday daily activities for a period of time?
They say that what doesn't kill us makes us stronger, right? Well, that may be true, but in terms of the financial effect a disabling event may have on us and our loved ones, not being prepared for a disability (because of an accident or illness) or a chronic care event can definitely weaken the best thought out financial plan.
The good news is that you can indeed plan for such unexpected events. In this session, Brian Johnson and Bob Vandy will discuss some of the valuable insights being shared as part of DI Awareness Month, as well as the latest tools available to “plan for the unexpected.”
So, if you want to educate yourself on what is available to you so you can make sure your financial plan remains intact, you’ll want to tune in to this show with Brian and Bob.
“Life Happens…Are YOU Prepared…?” | May 21, 2016
Essential Estate Planning
Have you had your estate plan organized for years, or are you just beginning to consider your options? Whether your plan is in place, or your estate planning has just begun, Essential Estate Planning on Saturday May 14th is a must hear show. Hosts Lou Pierro, Esq. and Kevin Horner, Esq. will explore the opportunities and the advantages that are created when an estate plan is custom tailored to your unique situation. Wills, Trusts, Powers of Attorney, Health Care Proxies, and Disposition of Remains Agreements can enable you to achieve your specific estate planning goals. This show will explore an array of details from the basic creation and revisions of a will, benefits of trust planning, planning for incapacity as well as creative elements and aspects that you may not have considered, such as the value of creating an LLC for vacation homes. Tune in on Saturday May 14th to discover new techniques and innovative ideas to make sure that your estate plan is personalized to your needs and goals. May 14, 2016
Trust Planning to Protect Your Assets
Throughout this show you will find out how trusts, both revocable and irrevocable, can be incredibly valuable to your planning; and learn why a cookie cutter trust can actually be the wrong choice for your assets. At Pierro, Connor & Associates, there is never a one size fits all solution. Every aspect of your plan is tailored to your unique situations and circumstances. After a complimentary consultation with a Pierro, Connor & Associates attorney they will begin to create a unique plan, specifically calculated to meet your needs. Listen to learn the advantages of a trust designed precisely for your life, and learn how a customized plan can provide you with a greater ability to reach your planning goals, and more opportunity as your life progresses. | May 07, 2016
When Medicaid becomes a concern, life will become more challenging. Obtaining Medicaid benefits is a part of that challenge, because eligibility is a lengthy and complicated process. To become eligible for Medicaid, you will need to provide the government with copious amount of information, from which minor details can make monumental differences. To pursue Medicaid you will be required to present every detail of your finances from the last five years of your life. This Saturday you can learn ways to avoid the pitfalls of filing for Medicaid on your own. This show will educate you in how to be prepared for the issues that arise while obtaining benefits, and how an Elder Law Attorney is necessary to guide you through the process. This Saturday find out how an Elder Law Attorney can create a plan for you that will simplify the Medicaid process and minimize frustrations in receiving your Medicaid benefits. | Apr 30, 2016
Death with Dignity with Benita Zahn & Bonnie Edelstein
Death with Dignity legislation in Oregon, Vermont and most recently California has raised awareness of end of life issues, in which our guests, Benita Zahn & Bonnie Edelstein delve into providing unique insight into what documents should you have in place? Have you had "the conversation"? Will New York follow suit with a new law? Listen in for all of the details and know your rights on this topic.
For more information, visit theconversationproject.org or deathwithdignity.com. | Apr 23, 2016
Federal Government Achievements & Chris Gibson’s Run for Governor
Congressman Gibson gives a candid and forthright assessment of his work in Washington, the legislation that has been passed and the current political climate. He also shares his perspective on running for Governor of New York, and the ways that he proposes to improve the performance of our state government.
For more information, visit Chris Gibson's website here! | Apr 16, 2016
Live Too Long…Die Too Soon…Become Disabled…How to Be Prepared No Matter What!
In this show, we discuss the risks associated with not only dying too soon, but also becoming disabled. The odds of a disabling event – sickness or injury – are far greater during our working lives than the possibility we could die prematurely. Yet, planning for an untimely death – which remains vitally important – is often the first planning we do and, sometimes, at the expense of proper disability planning. Don’t neglect your disability planning; the good news? We can help! Lou also shares his own personal recent experience and his thoughts on the need to prepare in this important show.
For more info, visit lifehappens.org or disabilitycanhappen.org! | Apr 09 2016
Decision Day: Which College is "The One?"
College Planning with the College Advisor of New York.
What is the "right school" for a college bound student? How do you plan, prepare and pay for a college education today? Dr. Deal Skarlis walks us through the little known secrets of college admissions and financial aid, and Cameron Pierro gives us his perspective as a graduating high school senior, about to embark on his journey into higher education. Which school will he select, and why? Listen to find out! | Apr 02, 2016
The Keys To Special Needs Trusts & Government Benefits
What are the basics of a Special Needs Trust? How do you eliminate its complications and maximize its value to you and your loved one? Many trusts can seem inflexible, and as if they will fail to provide for your unique needs. March 26th's show will provide you with insight into how you can customize a special needs trust to meet your specific circumstances, and how you can utilize that trust to make sure that your loved one is receiving all of the benefits that they deserve. | Mar 26, 2016
Mom Can't Manage Things - What do I do Now?
Facing the loss of one's ability to handle basic daily decisions can be devastating, and families struggle with the void left when Alzheimer's or other forms of dementia strike. What can you do about it? Join special guest Dr. Richard Holub, Neurologist and Alzheimer's researcher, and host Lou Pierro for a thorough, open and enlightening discussion on how to be prepared when the unthinkable happens, what treatments are available, what research has shown about a possible cure and the latest drug trials. Also learn what legal steps can be taken to prepare, and what to do if it catches you by surprise. | Mar 19, 2016
Spring is Coming - Time to Clean Out Your Insurance House!
Spring is right around the corner, and we shared some fresh ideas about insurance planning on our March 12 show. We’ll share some great insights, including:
- Using insurance “put a shield around” your assets
- Solving multiple insurance planning needs with ONE insurance product
- Combining insurance and trust planning for an unbeatable protection solution
- Don’t need life insurance later in life…? Think again – we’ll show you why you may want to reconsider | Mar 12, 2016
Politics; New York State Legislative Activity; Corruption and Reform in Albany
Join Assemblyman Phil Steck and host Lou Pierro for an inside look at New York's legislature, the impact of Sheldon Silver's convistion, national and state policits and voter trends and a frank discussion of what's wrong with government and ways to fix it
| Mar 05, 2016
Medicaid Changes Looming
Governor Cuomo’s budget billincludes harsh new provisions for married couples seeking Medicaid assistance that will greatly impact Medicaid eligibility, and force them to divorce. Coupled with the recent implementation of mandatory managed care, it has become increasingly difficult to get help paying for long-term care expenses through the Medicaid system. Join attorneys Lou Pierro and Frank Hemming as they describe the current state of the Medicaid program, the proposed changes and how you can unlock the secrets of Medicaid to protect yourself, your family and your hard earned assets. Learn now to create a plan that will provide for all of your needs throughout your lifetime, and help you provide a legacy for children and grandchildren.
For more resources and information, click here! | Feb 27, 2016
Is Senior Housing Right For You?
When is it the right time for Senior Housing? How do you prepare financially while protecting your assets? Where can you get the best care? Many emotions, planning and hard work are involved as Long Term Care and Senior Housing continue to become more complex. Aaron Connor & Doug Miller, Executive Director of the Beverwyck Retirement Community shed light on the crucial components involved in making this major life decision. A current resident of Beverwyck shares her story as well! Don’t miss this rare opportunity to hear first-hand experience with the process!
The [Insurance] Things We Do For Love
“Everybody loves somebody…” as they say. In this show, Bob Vandy and Lou Pierro discuss “The [Insurance] Things We Do For Love.” Some insurance (like car or home) we buy because we HAVE to; other insurance (like Life, Disability or Long-Term Care) we buy because we WANT to. We love someone, and we don’t want that person or those people to have financial concerns compounding on top of the grief they feel at the loss of a loved one, or the financial devastation that can take place if we are sick or hurt and can’t work, or the extraordinary costs associated with an extend or chronic illness.
In this program, Bob and Lou dispel some of the myths (e.g. it costs too much, I may not qualify, etc.) and give you common sense ideas on how to plan NOW for something we truly hope doesn’t occur. Life Happens…Are You Prepared? You will be better prepared if you tune in to this show! | Fed 13, 2016
Exclusive Interview: Hon. David M. Walker, Former Comptroller General of the United States; Author, “Comeback America: Turning the Country Around and Restoring Fiscal Responsibility”
Listen in as hosts Bob Vandy and Lou Pierro interview David M. Walker, who for nine years ran the Government Accountability Office and served as Comptroller General of the United States. Mr. Walker’s book, “Comeback America: Turning the Country Around and Restoring Fiscal Responsibility,” outlines a plan to restore our country’s economy and balance the budget. Walker describes the $75 trillion unfunded mandate that we as taxpayers face from Medicare, Social Security and Military entitlements, along with the $19 trillion debt, and what it all means to you and your children. Walker provides sound advice on how to get involved — as we all must — to reform our government and restore America to fiscal responsibility. | Feb 06, 2016
Demystifying Trust Planning
Do you need a trust? Do you know what they are? Have you heard people talking about trust planning but it sounds too confusing? Listen live as Aaron Connor and Frank Hemming tell all about how to use a trust to secure your future and protect your hard-earned assets.
For more information, click here! | Jan 30, 2016
7 Tips for Helping Families with Special Needs
All of us want to provide and care for our loved ones, especially our loved ones with special needs. However, the law addressing special needs is complex and constantly changing, making future care planning especially important. Attorneys Lou Pierro and Kevin Horner discuss critical issues and tips for special needs planning to make sure you have the best possible plan to care for your loved one, including government benefits, planning with trusts, incorporating family memebers into the planning, flexibility with trusts and current issues.
For more information, check out our resources here! | Jan 23, 2016
Litigation Wrap-Up: Learning from Mistakes Other People Made
Hosts Lou Pierro and Aaron Connor analyze the top cases of 2015 from celebrities like Robin Williams, Frank Gifford, BB King and Ernie Banks to clients closer to home. Make your own plan air tight using techniques learned from the unfortunate circumstances that land many families in Court. | Jan 16, 2016
Insurance Resolutions for 2016 - Making the Right Decisions in the New Year
Long Term Care Insurance – Life Insurance – Disability Income Insurance – Guaranteed income in Retirement – and more! Let us help you make the right “resolutions” to protect yourself and your loved ones this year. RESOLVE to educate yourself about your options. RESOLVE NOT to listen to the "noise" we often hear in the media about what you should do. Brian Johnson and Bob Vandy will break it down and give you some common sense approaches to make sure that if “Life Happens” in a not-so-good way, you WILL be prepared. | Jan 09, 2016
7 Things You MUST Do This Year!
As we head into 2016, host Lou Pierro and attorney Daniella Keller give concrete steps to successful planning, covering strategies for getting organized, including:
• Take a thorough inventory of all of your assets
• Take a thorough inventory of all your legal documents
• Review 2015 spending
• Review Long Term Goals
• Contact your financial advisor, consider new investment options
• Build your team in 2016… and more!
Listen in for the complete list of Must Do's and get started today! Visit http://www.pierrolaw.com/resources and download the Estate Planning Questionnaire for a helpful tool to review and update. | Jan 02, 2016