Apr
7
10:00 AM10:00

"Where There’s a Will, There’s a Way"

It’s a stunning statistic: fewer than half of Americans have written a will, according to a Gallup poll. So it’s likely that you, or someone you know, doesn’t have a will. There can be a lot of reasons why people haven’t gotten around to it. For instance, you may not be sure you have enough assets to need one, or perhaps you have a will, but it hasn’t been reviewed or revised in many years.

On Saturday’s show, we are focus on why it is so important to have an updated and accurate will.

Pierro, Connor & Associates attorneys Aaron Connor and Nicole Hurley share stories and examples that highlight the many reasons why having a will is necessary, including:

- Family dynamics can often change. If you have multiple marriages or a blended family, the financial loss can be huge if you die without a will. It’s also crucial to keep the names of your trustee or heirs current with your life now.

- Having the right person named to a legal role in your estate can also save your family from unwanted drama.  When preparing a will, most people also designate a power of attorney and health care proxy. Aaron and Nicole discuss why sometimes the most obvious choice, is not the right one. You may have a very close relationship with one of your children, but he/she might not be able to make level-headed and logical medical decisions for you if you become unable. It can be a smarter decision to choose someone who you are confident would carry out your final wishes.

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Mar
31
11:30 AM11:30

"LTC Planning Without Boundaries: Helping Families Who Live Close...or Far Away"

It can be can stressful to help an aging parent apply for Medicaid benefits and protect assets. But on top of that, what if your siblings live out of state- and the family is trying to coordinate legal plans from across the country? Double the stress!

On Saturday, you’ll hear real life stores of how we take those challenges in stride — keeping extended families informed and connected - wherever they live - while building an air-tight legal and care management plan.

Attorneys Lou Pierro and Frank Hemming will share real life examples of how they helped ease the burden on clients having to plan for the future of a loved one who does not live nearby.

  1. A local daughter was unhappy with the care options for her mother, who lived over two hours away. The attorneys worked with the family every step of the way, to get her mom moved closer and into a facility everyone was happy with.
  2. They helped an out-of-state client apply for Medicaid, and get placed in a local care facility closer to her family- all within only two months!
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Mar
24
10:00 AM10:00

“Spring [Insurance] Cleaning”

Now that Spring is here...well, sort of...it’s a great time to clean out that drawer with all of your insurance policies to see if they are still doing what you want or need them to do.

On this podcast, Bob Vandy and Brian Johnson give you guidance on things to consider as you do that part of your spring cleaning. They share some of the latest developments in Life, Long Term Care, Income Replacement (Disability Income) Insurance and more!

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Mar
17
9:30 AM09:30

"Medicaid Planning: Making It Work"

Aaron Connor and Frank Hemming
March 17, 2018 @ 11a.m.
"Medicaid Planning: Making It Work"

Qualifying for Medicaid is no easy task, given the stacks of required forms, all the red tape and the varying Federal and State rules – not to mention the stress! Each family’s case is unique and needs personalized expertise to get it done right. 
This week on Life Happens Radio, Managing Partner Aaron Connor and Medicaid attorney Frank Hemming will discuss real-life stories that highlight some of the ways we’ve succeeded in helping our clients qualify for Medicaid while protecting assets.


Two examples you’ll hear about:
•    - Recently, a client was surprised to hear that although her parents have been legally separated for over a decade, in the eyes of the government, their assets are still considered joint. Find out how Frank and Aaron are working to get our client eligible, without having to go through a divorce solely for Medicaid purposes.   
•    -A client sought our help after assuming he’d have to spend-down almost half of his assets to qualify for Medicaid. On our radio show, you’ll hear about the critical question Frank asked that turned around the entire case, allowing our client to obtain the Federal benefits while keeping his life savings. 


If you are planning ahead to be ready for Medicaid, or know someone who is in immediate need, you won’t want to miss this week’s show.
 

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Mar
10
10:30 AM10:30

"Love, Money and the 50+ with AARP's New York Leader!"

Lou Pierro, with guest Beth Finkel, State Director, AARP New York

If you are caregiving for a loved one or concerned about having enough savings for retirement, then you won't want to miss this edition of Life Happens Radio, when Lou Pierro and Beth Finkle talk about new proposals and services that directly impact the care and financial well-being of New York's 50+ residents.

Host Lou Pierro will be joined by special guest Beth Finkel, State Director of AARP New York: the leading advocacy group for the 50+ population. Beth will have new information about free programs you and your loved ones can access. She'll also update us on AARP proposals before the State legislature that you can help promote by:

Urging state lawmakers to support Governor Cuomo’s proposed “Secure Choice” voluntary workplace retirement savings option in the final state budget to help more New Yorkers better prepare for their financial future.*Encouraging state legislators to approve the Governor’s proposal to expand telehealth and make it easier for New Yorkers to access health care from their homes.

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Mar
3
12:00 PM12:00

"Doing Well by Doing Good"

 

Giving to charity can be one of the most rewarding ways to spend money. But did you know that there are many easy ways to support the organizations and causes closest to your heart – that also carry advantages with your estate plan?

On Saturday, March 3rd, Lou talked with John Eberle of The Community Foundation for the Greater Capital Region. The Community Foundation gives millions of dollars each year in grants to local nonprofits and scholarships to local students. John and Lou described the simple ways to make the most of your charitable giving during your lifetime, and how to make the impact of your generosity last for generations to come.

They also covered how charitable giving during your lifetime, and after death through a will, may significantly lower gift and estate taxes. In addition, your favorite charity can be the beneficiary of a Trust.

Check out this Life Happens Radio podcast, and callTthe Community Foundation for more information at (518) 446-9638.  

   

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Feb
24
2:30 PM14:30

"Estate Planning and Retirement Considerations for Late-in-Life Parents"

"Estate Planning and Retirement Considerations for Late-in-Life Parents"

Older parents are becoming more common, driven in part by changing cultural mores and surrogate motherhood. On this edition of LHR, attorneys Aaron Connor and Nicole Hurley discuss how planning for these parents differ from younger ones.

For late-in-life parents, there is an added importance of having a guardian for your children, should anything happen to you before they are adults. Having a trust can be beneficial when planning for larger expenses, like a child's college fund. However, planning and saving for retirement should remain a top priority no matter what age you have children. While the chance of being able to borrow money for a college education is high, borrowing for retirement is much harder.    

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Oct
28
11:00 AM11:00

"The Six Biggest Estate Planning Mistakes"

 October 28,2017

11 a.m.- 12 p.m.

"The 6 Biggest Estate Planning Mistakes"

 

 

In this week’s edition of Life Happens Radio, Attorneys Lou Pierro and Rebecca Cerny will share six of the biggest estate planning mistakes.

Estate planning may seem simple to some, but it's important to make sure all of your bases are covered. Some common mistakes include: failing to fund a trust, not checking benneficiary designations and not planning for a disability. Rebecca and Lou will discuss how to avoid these mistakes and make sure you have the right plan in place. 

Got a question? Tune in on Saturday, October 28, when Lou and Rebecca will be taking your calls live on the air at 1-800-TALK-WGY. 

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Oct
21
11:00 AM11:00

"Avoid the Hassle: Hire an Elder Law Attorney When Planning for Medicaid"

In this week’s edition of Life Happens Radio, Attorneys Lou Pierro, Aaron Connor and Frank Hemming will highlight five reasons you should always hire an Elder Law attorney when planning for Medicaid.

Doing it yourself may seem more cost effective, but in reality hiring an Elder Law attorney can SAVE you money, time and a serious amount of stress. 

Got a question? Tune in on Saturday, October 21, when Aaron, Lou and Frank will be taking your calls live on the air at 1-800-TALK-WGY. 

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Oct
20
11:00 AM11:00

"A Look Back and a Look Forward: Insurance Update"

In this week’s edition of Life Happens Radio, listen as Brian Johnson and Bob Vandy review some of the concepts and ideas that were covered in the September Workshop "Live Long and Prosper", as well as go over November’s “Long-Term Care Insurance Awareness Month.”

They give up-to-date information to help you plan properly for the possibility of an extended care event, as well as other planning ideas.

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Oct
4
3:30 PM15:30

You,too, Can Qualify: Medicaid Stories

Saturday, October 7, 2017

Join attorneys Aaron Connor and Frank Hemming on Saturday for a unique 30 minute Life Happens Radio show to precede the game on WGY. They've got the inside scoop on unlocking Medicaid benefits that could get your loved one quality healthcare without breaking the bank. Tune in from 11:00-11:30am!

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Sep
18
3:30 PM15:30

"LIAM" is Back!

What is “LIAM?”  Well…it’s Life Insurance Awareness Month, of course! 

Each September, the planning community takes time to educate the public about, and stress the importance of, planning in advance for the unlikely event of an untimely death.  Also, as our listeners know, the entire Life Happens team advocate for educated planning, and this show will be no exception.

Listen in as Bob Vandy helps clarify some confusion when it comes to life insurance, share some of the latest developments in product design (including how to use life insurance to solve MORE than just the life insurance need!), give you some helpful tips when shopping for it, and direct you to some resources that can help you make educated decisions about what product(s) might fit your situation best.

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Sep
9
11:00 AM11:00

Real Life Medicaid Success Stories

Clients sometimes tell us, “I almost didn’t come in to speak with you because I figured no one could help me.“ To their surprise and relief: we often can.

Just because you have a unique situation doesn’t mean Medicaid isn’t available to you. There’s frequently a solution, if you know the ‘ins and outs’ of this complex federal program. That’s one of our specialties at Pierro, Connor & Associates, LLC.

On this edition of LHR, you’ll hear real-life examples of clients who qualified for Medicaid despite their unusual circumstances. Those include:

  • Out-of-state clients moving back to New York for long-term care
  • One spouse needs home care; the other needs a nursing home
  • Applicants who have substantial income and assets

Listen in to hear hosts Aaron Connor and Frank Hemming share strategies that could get your loved one qualified for Medicaid.

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Sep
2
11:00 AM11:00

Labor Day Weekend Show

As kids are heading back to school, it’s the perfect time for grown-ups to get a lesson or two in smart retirement planning. Maybe your children are off to college and you are trying to care for parents, work and plan for the future? Or you’ve been concerned about preserving assets and aging independently in these financially rocky times. If this sounds familiar, then you'll want to listen to last Saturday’s refresher course on Life Happens Radio!

Joining host Lou Pierro last weekend was Katherine Rosenblatt, geriatric care manager with EverHome Care Advisors, a program of Pierro, Connor & Associates. In this Back-to-School show, Lou and Katherine discussed how to find the right care for your loved ones while protecting their life savings. Strategies included:

  • Personalized care plans
  • Asset protection planning
  • Medicaid applications
  • Legal and financial solutions

Hosted by Lou Pierro, Esq. and Katherine Rosenblatt, LMSW

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Aug
26
11:00 AM11:00

Alzheimer's and Dementia: Meeting the Challenges

Past Show - 8.26.17

"Alzheimer's and Dementia: Meeting the Challenges"

8.26.17

Host Lou Pierro with guest Beth Boivin, Executive Director & CEO, Alzheimer's Association Northeastern New York Chapter

Chances are you know someone with Alzheimer’s Disease. One out of three adults have personal contact with a friend, relative or neighbor who is affected. So how can you best offer support through compassion, care giving or financial help?

On Saturday’s edition of Life Happens Radio, a special guest joined host Lou Pierro to share strategies on meeting those challenges with Alzheimer’s Disease and dementia. Beth Boivin, who leads the Northeastern New York Chapter of the Alzheimer’s Association, talked about the best ways to enhance care and support your loved one, as Lou detailed the latest legal tools to obtain quality healthcare without ‘spending down’ life savings. By combining these techniques, you can access options for housing, home care, Medicaid, guardianship and all the resources offered by the Alzheimer’s Association.

Lou and Beth also informed listeners on how to register for our upcoming free seminar, "Legal and Financial Strategies for Caregivers" on September 13 in Hudson. Its not to late to sign up! Click here to register.

 

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Aug
19
11:00 AM11:00

Amplify Your Estate Planning

8.19.17

Hosts Lou Pierro, Aaron Connor and Frank Hemming

This summer we have shared strategies to "simplify" and "fortify" your estate planning. On this episode of Life Happens Radio, we tackled the third and final show in this series. Attorneys Lou Pierro, Aaron Connor and Frank Hemming shared ways to help "amplify" your wealth. 

Using life insurance is one approach to help boost assets, or even replace your income.

Lou, Aaron and Frank also discussed ways to minimize taxes on IRA's. Examples of how to do this include Roth conversion, charitable planning and SRTs.

Listen to the podcast, and call our office if interested in scheduling a free consultation to discuss how to amplify your estate planning: (518) 459-2100.

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